The causes and consequences of under insurance
September 30, 2025
Whether due to outdated valuations or cost-cutting decisions, carrying insufficient insurance cover can leave small and medium-sized enterprises (SMEs) dangerously exposed when a claim arises. This article explores the common causes and consequences of underinsurance and offers strategies to avoid it.
As AI systems’ ability to plan and execute tasks autonomously accelerates, so too does the potential speed and scale of cyber-attacks. As such, organisations may be increasingly vulnerable to losses arising from cyber incidents unless their security frameworks evolve to keep pace. This article provides guidance.
This month’s Commercial Insurance Profile covers four tips for HR teams to avoid AI scams and ways to recognise the warning signs of ergonomic injuries.
