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Commercial Insurance Profile May 2026

Mon, 04 May 2026 15:55:52 GMT

These articles cover preventing burnout by helping employees find meaning at work and finding a strategic approach for 2026 underinsurance challenges for commercial buildings.

Cyber Risks & Liabilities: Q2 2026

Mon, 13 Apr 2026 16:16:14 GMT

This newsletter outlines how to improve cyber‑security training through storytelling, hands‑on learning and gamification, provides essential steps for responding to a data breach, and explains how SEO poisoning attacks manipulate search results to lure users into malicious websites.

Commercial Insurance Profile April 2026

Wed, 01 Apr 2026 11:31:12 GMT

This newsletter explains ClickFix cyber-attacks and three learning and development trends to monitor in 2026.

Cyber Case Study: Jaguar Land Rover cyber-attack

Mon, 23 Mar 2026 12:13:07 GMT

In August last year, car manufacturer Jaguar Land Rover was hit by a major cyber-attack that halted production and compromised critical IT systems. The attack disrupted the production of tens of thousands of vehicles, leaving dealerships in multiple markets with low stock, delayed deliveries and parts shortages. Organisations can learn various cyber-security lessons by reviewing the details of the incident in this case study.

Commercial Insurance Profile March 2026

Fri, 06 Mar 2026 11:49:33 GMT

This Commercial Insurance Profile covers the importance of having annual insurance reviews and getting employee buy-in on AI.

Construction trends to watch in 2026

Mon, 02 Mar 2026 11:54:59 GMT

This newsletter explores five trends impacting the construction sector in 2026.

Commercial Insurance Profile February 2026

Tue, 10 Feb 2026 10:21:03 GMT

This Commercial Insurance Profile covers essential risk mitigation practices for safely managing outdoor heaters as well as debunking common myths about business continuity planning to help organisations strengthen overall resilience.

Cyber Risks & Liabilities: Q1 2026

Tue, 27 Jan 2026 12:45:39 GMT

The latest Cyber-risks and Liabilities newsletter offers information on cyber-security trends for 2026, common reasons cyber-insurance claims are denied and understanding vendor email compromise risks.

Commercial Property Market Outlook

Tue, 20 Jan 2026 09:41:45 GMT

This article provides information on noteworthy trends and factors that are expected to impact the commercial property insurance market in 2026, and provides tips for those seeking cover.

2026 Cyber Insurance Market Outlook

Tue, 06 Jan 2026 14:52:24 GMT

This article provides information on noteworthy trends and factors that are expected to impact the cyber-insurance market in 2026, and provides tips for those seeking cover.

Commercial Insurance Profile January 2026

Tue, 06 Jan 2026 14:28:11 GMT

This Commercial Insurance Profile features an article on workplace well-being trends to watch in 2026, as well as the connection between workplace safety and sustainability.

Festive opening hours

Thu, 18 Dec 2025 14:23:40 GMT

Please note our adjusted office hours over the festive period:

Wednesday 24th December - offices close at 12.30pm
Thursday 25th December - closed
Friday 26th December - closed
Monday 29th December - business as usual
Tuesday 30th December - business as usual
Wednesday 31st December - offices close at 12.30pm
Thursday 1st January - closed
Friday 2nd January - closed
Monday 5th January - business as usual

Wishing our clients and friends a joy-filled festive season and a prosperous New Year.

Commercial Insurance Profile December 2025

Wed, 03 Dec 2025 16:48:37 GMT

This Commercial Insurance Profile includes an article on the causes and consequences of underinsurance and balancing AI risks and benefits.

Cyber Risks & Liabilities: November / December 2025

Tue, 11 Nov 2025 13:36:26 GMT

The latest Cyber-risks and Liabilities newsletter discusses mitigating zero-click attacks, understanding shadow IT and securing mobile devices.

Commercial Insurance Profile November 2025

Tue, 04 Nov 2025 09:58:00 GMT

This Commercial Insurance Profile includes an article on the causes and consequences of underinsurance and balancing AI risks and benefits.

Commercial Insurance Profile October 2025

Mon, 06 Oct 2025 09:41:14 GMT

This Commercial Insurance Profile includes an article on cyber-security mistakes to avoid and workplace safety trends to be aware of.

The causes and consequences of under insurance

Tue, 30 Sep 2025 08:45:44 GMT

Whether due to outdated valuations or cost-cutting decisions, carrying insufficient insurance cover can leave small and medium-sized enterprises (SMEs) dangerously exposed when a claim arises. This article explores the common causes and consequences of underinsurance and offers strategies to avoid it.

Commercial Insurance Profile September 2025

Tue, 09 Sep 2025 10:28:18 GMT

This Commercial Insurance Profile includes articles on preventing tech support and internal help desk scams, and preparing commercial properties for autumn and winter.

How SMEs can reduce insurance expenses

Mon, 01 Sep 2025 14:30:39 GMT

Insurance premiums are a significant recurring operational cost for SMEs. While cutting cover may seem like a way to save, it can leave businesses dangerously exposed. This article explores how SMEs can lower their insurance costs without compromising the coverage they need to survive and thrive.

Cyber Risks & Liabilities: September / October 2025

Mon, 01 Sep 2025 10:56:12 GMT

The latest Cyber-risks and Liabilities newsletter offers information on artificial intelligence and the increasing threat of phishing, keeping passwords safe, and cyber-security measures for distributed workforces.

Commercial Insurance Profile August 2025

Wed, 13 Aug 2025 10:37:05 GMT

This Commercial Insurance Profile includes articles on preventing employment tribunal claims and the benefits of business continuity planning.

Commercial Insurance Profile July 2025

Tue, 15 Jul 2025 10:55:59 GMT

This Commercial Insurance Profile includes an article on preventing water damage to commercial properties and deterring theft and vandalism.

Cyber Risks & Liabilities: July / August 2025

Wed, 02 Jul 2025 09:15:00 GMT

The latest Cyber-risks and Liabilities newsletter offers information on the benefits of cyber-security programmes, mitigating VPN vulnerabilities and cyber-insurance benefits for small businesses.

Commercial Insurance Profile June 2025

Tue, 10 Jun 2025 09:20:26 GMT

This Commercial Insurance Profile includes an article on QR codes’ cyber-security risks, and reducing workplace stress.

Cyber Risks & Liabilities: May / June 2025

Tue, 27 May 2025 10:24:04 GMT

The latest Cyber-risks and Liabilities newsletter offers information on mitigating the risk of formjacking, understanding SIM-swapping attacks and reducing the risk of unauthorised social media content.

Commercial Insurance Profile May 2025

Wed, 07 May 2025 16:08:27 GMT

This Commercial Insurance Profile includes articles on preventing distracted driving with technology and mitigating commercial property insurance claims with IoT sensors.

The importance of cyber insurance for SMEs

Mon, 28 Apr 2025 14:34:42 GMT

Businesses across sectors have become increasingly reliant on technology to conduct operations. However, any digital presence, no matter how small, presents a cyber-security risk. This article discusses the importance of cyber-insurance for small and medium-sized enterprises.

Commercial Insurance Profile April 2025

Tue, 15 Apr 2025 10:56:19 GMT

This Commercial Insurance Profile includes an article on managing fleet maintenance and repair costs and workplace sustainability trends.

Cyber Risks & Liabilities: March / April 2025

Wed, 26 Mar 2025 09:46:16 GMT

The latest Cyber-risks and Liabilities newsletter offers information on developing cyber-security expertise, email security best practices and government ransomware proposals.

Commercial Insurance Profile March 2025

Mon, 03 Mar 2025 10:39:54 GMT

This Commercial Insurance Profile includes an article on best practices for safety committees, and commercial property spring maintenance essentials.

SME trends 2025

Wed, 26 Feb 2025 12:50:06 GMT

After a year of economic stagnation and political uncertainty, staying abreast of the latest business trends will be critical for small- and medium-sized enterprises (SMEs) to flourish in 2025. This article discusses the trends for SMEs to watch for in 2025.

Construction Insurance Profile Q1 2025

Mon, 17 Feb 2025 14:06:11 GMT

This edition of the Construction Commercial Insurance Profile discusses construction industry trends to watch in 2025.

Commercial Insurance Profile February 2025

Mon, 10 Feb 2025 12:35:05 GMT

This Commercial Insurance Profile includes articles on mitigating supply chains and supporting mental health for safer workplaces.

Cyber Risks & Liabilities: January / February 2025

Wed, 29 Jan 2025 09:42:21 GMT

The latest Cyber-risks and Liabilities newsletter offers information on cloud security management practices, 2025 cyber-security trends and reducing supply chain exposures.

Commercial Insurance Profile January 2025

Tue, 21 Jan 2025 13:53:24 GMT

This Commercial Insurance Profile includes articles on pertinent workplace trends for 2025 and data backup and recovery plans.

Commercial Insurance Profile December 2024

Mon, 02 Dec 2024 18:13:54 GMT

This month’s Commercial Insurance Profile includes articles about reducing the risks of AI in employment decisions and avoiding common insurance gaps.

Christmas and New Year

Mon, 02 Dec 2024 17:24:49 GMT

As the holiday season approaches, we want to ensure you’re aware of our adjusted office hours during this festive period:

Monday 23rd December: 9am – 5pm
Tuesday 24th December: 9am – 12.30pm
Wednesday 25th December: CLOSED
Thursday 26th December: CLOSED
Friday 27th December: 9am – 5pm
Monday 30th December: 9am – 5pm
Tuesday 31st December: 9am – 12.30pm
Wednesday 1st January: CLOSED
Thursday 2nd January: CLOSED
Friday 3rd January: 9am – 5pm

Wishing all our clients, colleagues and friends, a safe, happy, and peaceful holiday season.

Cyber Risks & Liabilities: November /December 2024

Tue, 19 Nov 2024 12:19:59 GMT

The latest Cyber-risks and Liabilities newsletter offers information on the value of penetration testing, how to stay safe online and how to create a cyber-security culture.

Commercial Insurance Profile November 2024

Mon, 11 Nov 2024 13:34:50 GMT

This Commercial Insurance Profile includes an article on preventing carbon monoxide in businesses and tips for managing seasonal viruses.

Navigating Cyber-security Challenges in the Construction Industry

Mon, 04 Nov 2024 13:12:47 GMT

This article outlines why cyber-criminals target the construction industry, discusses examples of common types of cyber-attacks and why they are utilised, and provides cyber-security best practices. It also examines the role of cyber-insurance in mitigating cyber-risks.

Cyber Risks & Liabilities: September / October 2024

Tue, 15 Oct 2024 10:44:36 GMT

The latest Cyber-risks and Liabilities newsletter discusses the influence of social media on cyber-security, navigating the cyber-insurance claims process and managed detection and response.

Understanding Landlord Insurance

Tue, 15 Oct 2024 10:25:54 GMT

An overview of the average landlord insurance policy.

Commercial Insurance Profile October 2024

Wed, 09 Oct 2024 10:08:23 GMT

This Commercial Insurance Profile includes an article on protecting businesses and employees during civil unrest and restoring business operations after a flood.

Preparing your business for flooding

Tue, 01 Oct 2024 08:38:58 GMT

Floods can sometimes be predictable, but they often arise without warning. Do not get caught off guard. Use this Risk Insights to prepare your business to face the widespread risk of flooding in the UK.

Commercial Insurance Profile September 2024

Wed, 04 Sep 2024 09:37:51 GMT

This month’s Commercial Insurance Profile includes an article on using infrared thermography to prevent property losses and navigating the transition to an EV fleet.

Construction Insurance Profile Q3 2024

Mon, 19 Aug 2024 12:01:30 GMT

This edition of the Construction Commercial Insurance Profile discusses preventing slips and trips on construction sites.

Commercial Insurance Profile August 2024

Tue, 13 Aug 2024 13:30:54 GMT

This month’s Commercial Insurance Profile includes an article on cyber-security awareness programmes, and preventing distracted driving.

Cyber Risks & Liabilities: July / August 2024

Mon, 29 Jul 2024 10:13:11 GMT

This edition of the Cyber-risks & Liabilities newsletter discusses the 2024 Cyber Security Breaches Survey, juice jacking and mitigating insider threats.

Commercial Insurance Profile July 2024

Thu, 04 Jul 2024 11:45:02 GMT

This month’s Commercial Insurance Profile includes an article about the importance of board diversity and preventing business vandalism.

Commercial Insurance Profile June 2024

Thu, 06 Jun 2024 09:20:27 GMT

This month’s Commercial Insurance Profile includes articles on the benefits and risks of rooftop solar panels, and addressing the digital skills gap.

Cyber Risks & Liabilities: May /June 2024

Tue, 21 May 2024 09:28:38 GMT

The latest Cyber-risks and Liabilities newsletter offers information on creating a cyber incident response plan, debunking cyber-security myths and preventing shoulder surfing.

Commercial Insurance Profile May 2024

Thu, 09 May 2024 13:34:57 GMT

This month’s Commercial Insurance Profile includes articles on preventing a toxic workplace culture and preparing for a future with artificial intelligence.

Construction Commercial Insurance Profile Q2 2024

Fri, 03 May 2024 09:31:36 GMT

This edition of the Construction Commercial Insurance Profile discusses protecting workers' mental health.

Commercial Insurance Profile April 2024

Tue, 30 Apr 2024 10:50:47 GMT

This Commercial Insurance Profile includes an article on creating a business energy strategy and mitigating the risk of formjacking.

Cyber Risks & Liabilities: March / April 2024

Tue, 16 Apr 2024 13:08:35 GMT

This latest Cyber-risks and Liabilities newsletter offers information on 2024 cyber-security trends, minimising cyber-risks in public spaces and understanding the risk of QR codes.

Cyber-risks & Liabilities: Understanding and Preventing Shoulder Surfing

Mon, 08 Apr 2024 14:01:47 GMT

Shoulder surfing represents a risk to an organisation’s secure information. This article provides more information on shoulder surfing and offers tips on how to prevent it.

Protecting unoccupied and vacant buildings - checklist

Mon, 25 Mar 2024 13:29:29 GMT

Unoccupied and vacant buildings present several unique exposures. This checklist can guide property owners through the key tasks of mitigating the risks their unoccupied or vacant buildings face.

Guide to cyber risks for Directors & Officers

Tue, 19 Mar 2024 13:46:18 GMT

This guide is designed to help directors and officers, and all of senior leadership within an organisation, plan for and respond to cyber incidents.

Commercial Insurance Profile March 2024

Tue, 05 Mar 2024 13:52:44 GMT

This Commercial Insurance Profile includes an article on considering employees when making operational changes and understanding the Flexible Working Bill.

Withdrawal of BT Redcare products - alarm signals

Tue, 27 Feb 2024 12:15:58 GMT

BT's announcement regarding the withdrawal of all its Redcare alarm signalling products by August 2025 has reverberated across various industries. This decision undoubtedly has significant implications, particularly for businesses relying on Redcare services for their security and monitoring needs.

At MacKay Corporate Insurance Brokers, we understand the concerns this announcement raises for our clients and businesses at large. With Redcare being a crucial component of many security systems, its withdrawal poses unique challenges, especially in terms of insurance coverage.

BT Redcare will stop selling new alarm signalling products from the end of February 2024 and all their existing product services will end on 1st August 2025. For businesses currently utilising BT Redcare services, the impending closure necessitates proactive measures to mitigate potential risks. Without adequate monitoring and security measures in place, properties may become vulnerable to various threats, ranging from intrusions to fire hazards. This, in turn, can impact insurance coverage and premiums.

Although the service will not end until next year, now is the time to think about:

Reviewing policies: We urge our clients to review their existing insurance policies to understand the extent of coverage related to security systems and monitoring services. This includes assessing whether Redcare is explicitly mentioned and understanding any implications of its discontinuation.
Alternative solutions: With the impending closure of Redcare operations, exploring alternative security solutions becomes imperative. Your alarm company may already have been in contact with you to discuss replacing your existing Redcare products with something that will work on the new digital fibre network.
Policy adjustments: Depending on the security measures adopted post-Redcare, adjustments to insurance policies may be necessary. This could involve updating coverage levels, endorsements, or even exploring specialised policies tailored to the new security infrastructure.

If you are affected by the BT Redcare announcement it is vital you speak to your alarm company at the earliest opportunity to discuss your options and engage with us to assess your insurance needs and explore strategies to mitigate potential vulnerabilities. Together, we can navigate this transition smoothly and uphold the security and resilience of your business operations.

Construction Commercial Insurance Profile Q1 2024

Wed, 14 Feb 2024 10:28:26 GMT

This edition of the Construction Commercial Insurance Profile provides firms with guidance on controlling workers' compensation costs with safety programmes.

Commercial Insurance Profile February 2024

Tue, 06 Feb 2024 12:38:23 GMT

This Commercial Insurance Profile includes an article on employee benefits trends to bolster attraction and retention, and the risks of lithium-ion batteries.

Cyber Risks & Liabilities: January / February 2024

Tue, 23 Jan 2024 12:04:16 GMT

This latest Cyber-risks and Liabilities newsletter offers information on 2024 cyber-security trends, minimising cyber-risks in public spaces and understanding the risk of QR codes.

MacKay Corporate expands its presence with opening of Glasgow office

Tue, 16 Jan 2024 09:41:17 GMT

Mackay Corporate Insurance Brokers, one of Scotland’s leading independent insurance brokers with a strong presence in Ayr and Aberdeen, announces the opening of its new office in Glasgow. This strategic move marks a significant milestone in the company's growth as a prominent player in the insurance industry.

The Glasgow office launch is a testament to MacKay Corporate's commitment to providing exceptional insurance solutions for businesses and private individuals across the UK. With over three decades of experience and offices already firmly established in Ayr and Aberdeen, the addition of a Glasgow location is a strategic move to enhance accessibility and cater to the growing needs of businesses and individuals in the region.

"As part of our continuous efforts to better serve our clients and expand our footprint, we are thrilled to announce the opening of our Glasgow office," said David MacKay, Managing Director at MacKay Corporate Insurance Brokers. "The opening of a new office in the central belt is a natural progression in the evolution of MacKay Corporate Insurance Brokers. Glasgow is a dynamic hub of business activity, and we are excited to bring our expertise and personalised service to the heart of this vibrant city."

MacKay Corporate is an independent insurance broker with chartered status, committed to professional standards, and has built its reputation on a fully client-centric approach. The team at the Glasgow office comprises seasoned insurance professionals dedicated to understanding the unique needs of each client and delivering tailored solutions, and the company are looking to further expand their headcount in the coming months.

Commercial Insurance Profile January 2024

Mon, 08 Jan 2024 11:57:40 GMT

This Commercial Insurance Profile includes an article on 2024 workplace trends, and how artificial intelligence can help bolster workplace safety.

Festive opening hours

Tue, 19 Dec 2023 17:54:49 GMT

Our offices will close at 1pm on Friday 22 ^nd December, and reopen on Wednesday 27th December. We will then close again at 1pm on Friday 29th December, and back open for business at 9am on Wednesday 3rd January 2024.

We wish all our clients and friends a joy-filled festive season and a prosperous and peaceful New Year.

Cyber Risks & Liabilities - Common social engineering tactics to look out for

Thu, 14 Dec 2023 14:06:34 GMT

This cyber risks and liabilities article outlines common social engineering tactics to watch for and offers associated prevention and response tips.

Commercial Insurance Profile December 2023

Wed, 06 Dec 2023 09:37:09 GMT

This month’s Commercial Insurance Profile includes an article on leveraging data analytics to inform business decisions and how businesses can save on energy costs this winter.

Cyber Risks & Liabilities: November / December 2023

Tue, 21 Nov 2023 11:15:22 GMT

The latest Cyber-Risks and Liabilities newsletter offers information on mitigating ransomware attacks, social media safety and cyber-hygiene best practices.

Commercial Insurance Profile November 2023

Mon, 13 Nov 2023 12:26:00 GMT

This month’s Commercial Insurance Profile includes an article on preventing workplace bullying and business email compromise.

Construction Insurance Profile Q4 2023

Tue, 31 Oct 2023 14:18:00 GMT

This edition of the Construction Commercial Insurance Profile outlines five construction industry risks from safety hazards to supply chain disruption.

Commercial Insurance Profile October 2023

Wed, 11 Oct 2023 09:44:20 GMT

This month’s Commercial Insurance Profile includes an article on business future-proofing and addressing imposter syndrome in the workplace.

Cyber Security Awareness Month

Mon, 02 Oct 2023 09:37:11 GMT

October is Cyber-security Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cyber-security. Review this infographic to learn how you can do your part to foster organisational cyber-security.

Cyber Risks & Liabilities: September / October 2023

Fri, 15 Sep 2023 10:51:52 GMT

The latest Cyber-Risks and Liabilities newsletter offers information on deepfakes, the risk of shadow IT and the key benefits of cyber-insurance.

Commercial Insurance Profile September 2023

Tue, 05 Sep 2023 10:34:31 GMT

This Commercial Insurance Profile includes an article on how cyber-criminals are weaponising artificial intelligence and how employers can create a green working environment.

Commercial Insurance Profile August 2023

Wed, 16 Aug 2023 12:25:54 GMT

This Commercial Insurance Profile includes an article on creating an effective business continuity plan and preventing employee fraud.

Cyber Risks & Liabilities: July / August 2023

Tue, 08 Aug 2023 10:47:31 GMT

The latest Cyber-risks and Liabilities newsletter offers information on protecting against malware, avoiding vishing scams and managing supply chain risk.

Commercial Insurance Profile July 2023

Tue, 18 Jul 2023 13:30:47 GMT

This Commercial Insurance Profile includes an article on the benefits of becoming a net-zero business, and workplace mental health support.

Commercial Insurance Profile June 2023

Tue, 06 Jun 2023 15:12:29 GMT

This Commercial Insurance Profile includes an article on considerations for using AI tools in the workplace, and strategies for improving online brand reputation.

Cyber Risks & Liabilities: May / June 2023

Wed, 31 May 2023 15:31:30 GMT

The latest Cyber risks & liabilities newsletter offers information on why cyber-security training fails, the risks of third-party service providers and ways to reduce data exposures.

Workplace Mental Health Toolkit

Wed, 17 May 2023 15:29:14 GMT

This toolkit serves as an introduction to mental health and provides several ways that employers can help promote a stigma-free environment and support employees’ mental health.

Construction Commercial Insurance Profile Q2 2023

Thu, 11 May 2023 15:26:24 GMT

This edition of the Construction Commercial Insurance Profile discusses strategies for improving job site security.

Commercial Insurance Profile May 2023

Wed, 03 May 2023 15:23:54 GMT

This Commercial Insurance Profile includes an article on supply chain strategies and protecting businesses from civil unrest.